We offer Clearpay as another way to bring home a piece that feels right for you, spread over four instalments - no interest, ever.

Please note: since 15 July 2026, Clearpay is regulated by the Financial Conduct Authority (FCA). Clearpay is a credit product, and like all forms of borrowing, it's worth only using it for purchases you're confident you can repay.

What's changed

• Affordability checks. Clearpay will assess whether a payment plan is affordable for you before every purchase.
• Clearer terms. Full visibility on payment dates, amounts, and what happens if you miss one - before you check out.
• Financial Ombudsman access. Unresolved complaints can now be escalated to the Financial Ombudsman Service, free of charge.
• Support if you need it. If repayments become difficult, Clearpay must support you, including pointing you towards free debt advice.

Eligibility

To use Clearpay at checkout, you'll need to:

• Be at least 18 years old
• Have a valid, verifiable email address and phone number
• Use a UK bank payment card (Visa or Mastercard, debit or credit)
• Be capable of entering into a legally binding contract
• Have a verifiable, valid form of ID
• Live in the UK (England, Wales, Scotland or Northern Ireland)

Please note: UK territories, British Forces Post Offices, and Isle of Man, Jersey or Guernsey addresses aren't currently eligible.

Clearpay splits your order into 4 instalments, paid every 2 weeks. Late fees may apply if a payment is missed - for full details, terms, and the latest fee structure, please visit Clearpay's website directly.

Please use Buy Now Pay Later responsibly, and only if you're confident you can meet the repayments.